Premium Mortgage Advice. Clear Strategy. Lending Solutions Built Around You.
Meet Biz Mortgages, New Zealand mortgage advisers providing personalised home loan, refinancing, investment property, and commercial lending advice.
Choosing a mortgage is one of the most significant financial decisions you will make. At Biz Mortgages, we provide personalised mortgage and lending advice designed around your circumstances, your objectives, and your plans for the future.
From your first home to your next property investment, refinancing an existing mortgage or securing more complex finance, our experienced team helps you understand your lending options and navigate the process with clarity and confidence.
Based in Auckland and advising clients throughout New Zealand, Biz Mortgages combines mortgage expertise with a strong understanding of business, property, and commercial finance.
No two borrowers are the same. Your income, deposit, existing lending, assets, liabilities, business interests, and future plans can all influence the type of finance that may be appropriate for your circumstances. At Biz Mortgages, we take the time to understand the bigger picture before considering your lending options.
We work with a wide range of borrowers, including:
Our role is to make the lending process easier to understand, helping you navigate your options from initial assessment through to settlement.
Experience Beyond the Mortgage
Mortgage lending does not exist in isolation. For many clients, property ownership is connected to business ownership, investment, wealth creation, and long-term financial objectives. Our team’s experience across personal and commercial lending enables us to consider the broader financial picture when helping clients structure their borrowing.
Personalised Mortgage Advice
We don’t believe in a one-size-fits-all approach. We take the time to understand your financial position, your objectives and what you are looking to achieve before discussing suitable lending options.
Access to a Broad Range of Lenders
Biz Mortgages provides financial advice on lending products from a range of bank and non-bank lenders. Our disclosed product providers include major New Zealand banks as well as specialist finance companies. This gives us the ability to consider a broader range of lending solutions for clients whose circumstances may not fit a standard lending profile.
Complex Lending Expertise
Some lending applications are straightforward. Others require more detailed consideration. Self-employed income, multiple properties, business interests, investment lending, refinancing, bridging finance, construction funding and commercial borrowing can involve additional considerations. Our team works through the details with you and helps present your financial position clearly as part of the lending process.
More Than Just a Mortgage Broker
At Biz Mortgages, we understand that obtaining finance is often only one part of a much bigger objective. You may be purchasing your first home, building a property portfolio, restructuring existing debt, purchasing a commercial property, funding a development, or growing your business. Whatever your objective, our focus is on understanding where you are now, where you want to go and how appropriate lending may fit into that plan.
Home Loans & Mortgage Advice
Whether you’re buying your first home, moving house, or reviewing your existing mortgage, we can help you understand your home loan options.
First-Home Buyer Finance
Buying your first home can feel complex. We help you understand the lending process, assess your options and work through the finance requirements involved in purchasing your first property.
Mortgage Refinancing
Your financial circumstances can change over time. Refinancing may form part of a broader review of your existing borrowing, lending structure, and future property plans.
Investment Property Finance
For property investors, financing needs can become more complex as your portfolio grows. We help investors explore lending structures appropriate to their circumstances and objectives.
Bridging Finance
Where timing between buying and selling properties creates a funding requirement, bridging finance may provide a solution for eligible borrowers.
Construction & Development Finance
We provide advice on construction and development funding for clients requiring finance for property projects.
Commercial & Business Lending
Our team also advises businesses and property owners seeking commercial loans, business lending and finance for commercial property or growth.
Our team brings together mortgage, financial, and lending expertise with practical experience in business and property.
We believe good mortgage advice starts with listening, understanding the details and communicating clearly throughout the process.
Director | CA
Pritesh is a Director of Biz Mortgages and brings professional financial expertise and commercial understanding to the team’s lending advice.
Financial Advisor | BSc
Andrew is a Financial Adviser at Biz Mortgages, helping clients navigate home loans, investment property finance, business lending, and more complex lending requirements.
Andrew has been recognised as a New Zealand Top Adviser for 2026 by NZ Adviser.
Loan Analyst
Donna supports the lending process as a Loan Analyst, helping with the analysis and preparation required to progress client applications.
Your circumstances are unique. Your mortgage strategy should be too.
Talk to Biz Mortgages about your property goals, financial position, and lending requirements.
